Turn the gap between countries into profit
Buy currency at a bank at home, send it via SWIFT, buy USDT on P2P abroad and sell it back home. P2P.Army checks every bank, currency and country and ranks the routes by profit — with your transfer fee included.
This is what you get after payment
Real screenshots of the SWIFT tool with live bank rates and P2P prices. Click the numbers to see what every element does.
Every route, ranked by profit
Each row is a full chain: which currency to buy at which bank, where to send it, which bank credits it, and the P2P prices on both ends. The most profitable routes are at the top.
- 1Transfer currency — what you buy at home and send via SWIFT
- 2Bank in your country, its selling rate and the amount after the fee
- 3Bank in the destination country, its buying rate and the amount credited
- 4Buying USDT on P2P in the destination currency — method and TOP-5 average price
- 5Selling USDT back for your currency — method and TOP-5 average price
- 6Profit of the whole route — in money and in %
- 7Search by currency, bank or country right in the table header
Build a SWIFT route
Real bank rates and P2P prices for routes from Kazakhstan (2026-10-06). Choose a destination, your deposit and the transfer fee.
- Your depositKazakhstan1,000,000 KZT
- Buy EUR at Mig.kzrate 510 KZT1,960.78 EUR
- SWIFT transfer fee0.2%, at least 15 EUR−15 EUR
- Victoriabank (Moldova) creditsrate 19.9 MDL38,721.11 MDL
- Buy USDT on Binance P2PMICB · TOP-5 average 17.112 MDL2,262.8 USDT
- Sell USDT for KZTKaspiBank · TOP-5 average 464.278 KZT1,050,568 KZT
Snapshot of real rates. In practice you need an account or a partner in the destination country; bank limits, compliance checks and transfer time are not included.
Four steps of a SWIFT chain
P2P.Army calculates every step with real bank rates and average P2P prices.
- 01
Buy currency at home
For example, buy euros at a bank in Kazakhstan at its selling rate.
- 02
Send it via SWIFT
The transfer goes to a bank in another country, which credits it in local currency at its buying rate.
- 03
Buy USDT on P2P
In the destination country, buy USDT with the local currency through a popular payment method.
- 04
Sell USDT back home
Sell USDT on P2P for your currency. If the result is bigger than the deposit — the route works.
Why use the SWIFT tool
Hundreds of routes at once
Every currency, every bank and 24 countries are combined and ranked by profit automatically.
Real bank rates
Rates of 30+ banks are collected automatically, and every row shows how fresh they are.
Fee-aware profit
Set the transfer fee as a percentage with a minimum and a maximum — exactly like your bank charges.
P2P prices that are achievable
P2P prices are the TOP-5 average for a popular payment method, not a single lucky ad.
Search and profit filter
Find routes by currency, bank or country and show only the profit range you need.
Any P2P exchange
Calculate routes with prices from any of 9 P2P exchanges and for different assets.
Important: these are directions, not ready-made deals
The tool shows where international chains can be profitable. To use a route you need a bank account or a reliable partner in the destination country. Check transfer limits, timing and the rules of your bank before sending money.
International P2P arbitrage via SWIFT
The SWIFT tool by P2P.Army combines exchange rates of 30+ banks in 24 countries with P2P prices on 9 exchanges. It calculates the full chain — buy currency at a bank, send it via SWIFT, buy USDT on P2P abroad and sell it back home — for 60+ transfer currencies.
The same crypto costs differently in different countries because of local demand, restrictions and banking channels. Checking hundreds of banks and currencies manually takes hours; P2P.Army does it in seconds and ranks the routes by profit.
Enter your deposit and your bank’s transfer fee, filter by profit, search by currency or bank — and focus on the routes that are worth building partnerships for.
Everything a P2P arbitrageur needs in one subscription
The P2P plan unlocks all four professional tools at once. Use them together: find a direction, check the order books and catch signals while you sleep.
Order Book Constructor
Any two P2P order books side by side with the spread for every position.
Learn more →Taker Signals
Mispriced P2P ads across 9 exchanges — straight to Telegram.
Learn more →P2P via SWIFT
International chains through bank transfers, ranked by profit.
International P2P
Where USDT is cheaper and where it is worth more — across 99 currencies.
Learn more →- SMS forwarding to Telegram
- No ads anywhere on the site
- Up to 3 active sessions
- Ultimate plan also includes all DEX/CEX tools
Frequently asked questions
What does the SWIFT tool do?
It finds profitable international P2P chains: it takes rates of 30+ banks in 24 countries and P2P prices and calculates the result of every route from your country, ranked by profit.
How is a route calculated?
Deposit ÷ selling rate of your bank = transfer currency; minus the SWIFT fee; × buying rate of the destination bank = local currency; ÷ P2P price = USDT; × P2P price at home = final amount.
Do I need an account abroad?
Yes — or a reliable partner in the destination country. The tool shows where it makes sense to look for one; it does not execute transfers.
How are transfer fees taken into account?
Enter your bank’s fee as a percentage with a minimum and a maximum in the transfer currency. The amount sent and the profit of every route are recalculated.
Where do the rates come from?
Bank rates are collected automatically from the banks’ websites and shown with the time of the last update. P2P prices are the TOP-5 average for a popular payment method on the selected exchange.
Which countries are supported?
24 countries, including Kazakhstan, Russia, Uzbekistan, Kyrgyzstan, Georgia, Armenia, Azerbaijan, Turkey, the UAE, Moldova, Poland, the Baltic states, India, Indonesia, Thailand and others.
Which plan do I need?
The SWIFT tool is included in the P2P plan together with the Order Book Constructor, Taker Signals and International P2P. The Ultimate plan includes it as well.
